How to Make More Than 100,000 From This Company, Earn 2% – 3.5% Daily

Some of you must have heard about it, and into it, while some others are still skeptical about it. Today I want to tell you about an investment company that pays you 2% – 3.5% of your investment daily.

If you have a smartphone but you are not using it to make money, then something is wrong somewhere. On this same blog, we’ve posted different ways you can make money, ranging from Fiverr, Forex trading, and many more.

But today, I want to talk to you about Pennywise Investment Management, it pays you daily up to 2% – 3.5% of your investment with them. But before I begin, it is important to know who this post is meant for.

Investment platform pennywise

>>It is meant for those who are looking for where to invest their money with guaranteed returns.

>>Those who are looking for ways to earn passive income

>>Those who have kept money in their bank account but afraid to spend it. Saving money in your bank account doesn’t grow your money… it is only the money you invest that grows.

>>It is those that have a smartphone but are not making money with it.

>>It is for everyone who is aspiring to breakthrough from every form of financial hardship

What is Pennywise Wealth Management?

Penny Wise Wealth Management is a leading global investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, and individuals.

They are a Robo-advisor. Robo-advisors are a class of financial advisers that provide financial advice or investment management online with moderate to minimal human intervention.

They provide digital financial advice based on mathematical rules or algorithms. These algorithms are executed by software and thus financial advice does not require a human advisor. The software utilizes its algorithms to automatically allocate, manage, and optimize clients’ assets.

Is investment with PennyWise Safe?

Yes, their investment strategy is extremely safe and secures types of investments.

How is PennyWise Wealth Management Regulated to Keep Investors Money Safe?

Pennywise Wealth Management, a Registered Investment Advisory, incorporated in England and Wales with limited liability by Royal Charter 1853, under reference No. ZC18.

 Pennywise offers Advice and Investment as a fiduciary, and we help you manage your money. We do this work as a legal entity—Pennywise Wealth Management LLC, which is a-registered investment Company. Your money is protected and insuring investors up to $900,000 (including $450,000 in claims for cash).


You need a bitcoin wallet to deposit or withdraw your money. You can deposit with Payer, bitcoin, or perfect money.

If you don’t have a bitcoin wallet, you can get one on YellowCard or Luno here or any other convenient platform.

How it Works

1. First of all register an account here and you’ll be given a $10 welcome investment bonus

2. You can only deposit with bitcoin, Payer, and Perfect Money on the Platform

3. Fund your Pennywise account with at least 100 USD worth of Bitcoin or more depending on your portfolio.

How to Fund Pennywise Account

*UPDATE*: Luno charges appears to be much, so I’ll advice you go with YellowCard. See guide here

To fund your Pennywise account, Buy $105 worth of Bitcoin from Luno or your bitcoin wallet. After buying the bitcoin, send it to Pennywise. Luno charges processing fee of up to $5.

  1. log in to Pennywise,
  2. click New Deposit,
  3. Select Bitcoin and copy the Bitcoin walled ID.
  4. Now log in to Luno,
  5. click send
  6. add the bitcoin ID you copied from Pennywise.

Your account will be credited once confirmed and will start to yield returns starting from 24 hours.

Keep These in Mind About Pennywise Wealth Management

  1. Pennywise wealth management is a trusted company and your investments are safe.
  2. Use the same name you used in registering for pennywise for Luno and make sure it’s the same name you are using for your bank details.
  3. Pennywise pays from Monday to Friday.
  4. Fund your Luno account using $105 because of some small charges Luno will collect for processing fees. If you use $100, Luno will collect their processing fee and your money will not be the exact 100 USD that Pennywise wealth management requires.
  5. Pennywise wealth management only allows your money to trade for 3 months. After that, you may withdraw your capital or allow it to continue running. Meanwhile, you can withdraw your earnings anytime you like.
  6. To keep benefiting, reinvest your money. You can top up your investment while it is still running. If you do you will earn more.

If you invest $100, your daily earning will be $2.5, $17.5 weekly, and $75 monthly which is about N27,000. By the end of your contract which is 3months, Your earnings will be N81,000. Aside from your initial deposit of $100.

With $500 investment, you’ll be earning close to N100,000 monthly. The higher your investment, the higher your earning.

Once you’ve registered and invested, let me know and I’ll drop a link to their investor’s WhatsApp group. This group is for only registered members who have funded their account.

Register here

Final Note: Once you register with the link above, kindly activate 2 – Step Verification to secure your account.

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152 thoughts on “How to Make More Than 100,000 From This Company, Earn 2% – 3.5% Daily”

    • I have been with them for Good 8 months. Just decided to share to those who are looking for alternative way of making passive income. Your contracts with them like I said ends after 3months.

  1. This really sounds inviting. …… I just hope there is nothing like invite ppl through your referral to get your money back. ….

      • Since you have been with the system for 8 good months.What is the minimum withdrawal and how long will it take to withdraw my referral bonus. And if I don’t refer anyone can I stl withdraw my interest?

        • Minimum withdrawal is based on your investment portfolio.
          You can withdraw your referral bonus anytime. Referral doesn’t affect your earning. You can withdraw your earnings too at anytime. It is only your investment that is locked for 3 months

  2. Prof, exchange rate is higher now, would you advice one should invest at this time or wait, just incase dollar falls?

  3. Sure is a rewarding share, if only it is not those scams that must pay initially to attract more clients and fold when they have made enough, but investment equal risk right? Thanks Prof, would certainly give it a try and see how it goes.

  4. Prof, my concern is that btc could crash any moment, can one also withdraw with perfect money or payer??

    you only indicated that one could deposit with these options.

  5. Prof
    I need clarification on management fee issue and nobody answer me.
    Will i pay the fee immediately when making payment for the plan i choose?

    • Luno was only used as an example. You can use any bitcoin wallet ranging from blockchain, paxful, binance coinbase etc. The most important thing is that your deposit reflects on your dashboard with minimum of 100 USD excluding the welcome bonus.

  6. Dear prof,
    Good morning Sir, have registered as instructed, don’t know how to get bitcoin. Please how can you help me to fund my wallet.

    • Hello Oluwaseun, getting bitcoin is easy. You can get a luno account (check the link on how to register an account above), or simply get a coinbase wallet. But I’ll suggest a luno account for you. Once you are fully registered, you’ll be able to fund your luno wallet with your atm card, and buy bitcoin. Converting your bitcoin to naira and withdrawal is also easier on luno accoun.

      • That luno this is bad to me. imagine i transfer bitcoin from my blockchain to luno. After paying for the transaction fee, luno still charge me again for their own transaction fee. thats bad.

  7. No matter how appealing an “opportunity” may appear, I’ll advise all to do their due diligence and fact findings when it comes to making financial investments. Else, the house come crashing on you!
    Just a little dig: au/client-stories/
    pennywisewealthmanagement. com/client-stories
    gwwcooperation. com/form/client-stories.html
    Who’s copying who?

    • @Hawkeye you have the most informed and instructive comment on this page, thanks for your keen observation that has raised my question marks on the whole thing. I am confident before your research, now not so much

    • In as much as it is good to make your findings before diving into any investment, judging a company by client stories is absolutely wrong. So if I decide to send my own story to the company, and they eventually publish it on their site, then you’ll also call it false? Well, Pennywise investment and gwwcooperation is far different from Pennywisewealth management. Like I said, I’ve been with them for good 8 months and my earnings haven’t seize to come. I personal know more than 100s Nigerians including bankers who are heavy investors in this company.

      Make your findings well and stop comparing those listed company’s with Pennywise Wealth management. Stop judging the authenticity of a company with client stories.

        • @Dame Ceno, your capital is your own. You can withdraw it once your contract expire which is after 3 months or reinvest it to continue your earnings. It is not the company’s property.

          • Thanks Prof for the info, especially Luno, a bitcoin wallet that could be funded directly from my bank account is a gold mine as far as I am concerned. I still have a question, is my bitcoin address the number 33xxxxx in case I need a bitcoin wallet for any purpose at all. I am not a fan of localbitcoin that 3rd party payment to fund the wallet is not convenient.

  8. Prof! I have registered and by next Friday I will withdraw another money from them.
    Now, is there any way to send you my GSM number

  9. Good day Prof I just authorized the payment of the $100 from my luno to pennywise about how long would it take to reflect as my funds are still in my luno wallet? Do I need to wait before the transaction is complete to drop my mobile number? Exchange rate is off the roof, the naira is truly a dead currency maybe you need to add that info for those that want to venture as I ended up spending much more than I planned for.

      • Here is my number I use for Telegram 081***** But my main line is 080******. Luno didn’t take the $5 as you predicted, I ended investing $115 yesterday, waiting for the returns. Thanks again for sharing the opportunity, I am open to more if you have any that are trustworthy.

  10. Yomi pls, I don’t understand much about bitcoin and I don’t like luno. pls, which do u use, and which is the best wallet I can create and use?

    • Hello bro, with time and as you continue to use bitcoin, you’ll understand much about bitcoin. I only use Luno in this tutorial since you can directly withdraw to your bank account. Aside of luno, you can use binance, blockchain, coinbase or even use Perfect money to deposit your money on pennywise

  11. Just a question, If you have not deposited and you used your link to refer people; will you still get the referral bonus? Please kindly add me to the group or the channel. my number is 0703****76. Thank you.

    • Hello Mr Trice,
      You won’t get referral bonus. You will be require to deposit minimum $100 before you can benefit from earnings and referal bonus. The group is for investors. Once you become an investors, I can then add you to the group

    • Hello bro, I have already sent you a link to your number on whatsapp. To see those who registered under you, please click on your commission and you’ll see them.

  12. Requirements
    You need a bitcoin wallet to deposit or withdraw your money. You can deposit with Payer, bitcoin, or perfect money.

    YOMI, good morning. my question is: can I create an ethereum account and use it as my wallet? and if I cant then I can go with coinbase, but if I go with coinbase, you said in your comment above that: You need a bitcoin wallet to deposit or withdraw your money. You can deposit with Payer, bitcoin, or perfect money. so cant i deposit with coinbase? pls, explain bro.

    • NO, you can’t use ethereum account or wallet to receive nor send bitcoin. You need a bitcoin wallet to send and receive bitcoin
      You can go with coinbase. Coinbase provide you with bitcoin wallet that you can use to send and receive bitcoin.
      Finally, you can deposit with payer, perfect money or bitcoin. Withdrawals on PWS is only available on bitcoin and perfect money

  13. Bro, how long does it take to credit what you have earned for the day? because is already 24hrs i received email that my deposit was successful. But nothing at the earning wallet of PWM.

  14. The Prof thanks for this information I always believe your informations. I’m a silent reader. I’ll be investing soon.

  15. Good morning prof, ok now I get you, thanks a lot. so how can I register for coinbase, do u have a link I can use to register and create an account? so how do I go about to get it? pls….

  16. Yomi pls one last thing bro, so even after I have signed up for coinbase and use it to send and receive money do I still need to sign up for perfect money to use in depositing? pls

    • No, you don’t need perfect money again. So long you can send and receive with your coinbase wallet. One more thing… before you send money to pennywise, carefully read the instructions and make sure that the bitcoin wallet generated is not up to an hour.

  17. Yomi good morning, pls I have registered for pennywise and I have downloaded d coinbase app unto my phone, when I click on the blue circular button on the coinbase app to buy a cryptocurrency, I click on bitcoin. all it tells me is it’s not currently available in my country Nigeria. I don’t understand. pls help me

  18. Happy Sunday prof.

    Thanks for the opportunity, i’ve registered and deposited, pls add up 081*******

    How long till it reflect in my pws account pls?

  19. Please my name is Nnadi Amanze with pennywise wealth Management user name amanze4****[@], I made a payment of $509 since 30th of June 2020 , via my perfect money account and which perfect money have confirmed it has been credited to pennywise but uptil now after nine days it has not reflected in my account. What do I do please.

    • Hello Nnadi,
      Hope you haven’t sent it to a wrong Perfect money account because Perfect Money deposit on pennywise appears instantly. I’ll suggest you screenshot your transaction page on PM in line with your PM address on PWS. Open a support ticket from your dashboard and send it accross to them. Though their response may not be immediately but you have to be patient for them to respond and fix your issue.

  20. Boss please I need your help.. I deposited 5k on my new luno account since Tuesday 7th July till now it have not seen the money on my luno account .

  21. Prof I am a bi t confused, one can only withdraw 20$ within 4 days? Plus there is a 8.5% fee deducted from the amount being withdrawn? Plus what is that about maintenance fee of 50$ ? I am a bit unclear on those matters, and that makes it difficult to explain to potential investors. I think you should include those points well in the OP, but I would gladly be the first to profit from your explanation, thanks in advance

    • The minimum amount you can withdraw is $20 US dollars. Your withdrawal amount is dependent on your investment. Withdrawal fee regardless of the amount you are withdrawing is 8.5% of the amount you are withdrawing. You can only make withdrawals every 96hours. If your earnings is not up to 20USD, you can’t request for withdrawal.

      Finally, every investors pay a one time $50 Management fee for managing your account.

  22. I have been unable to sign into my Pennywise Account
    It’s asking for 2FA which i didn’t set up.. I tried creating new accounts… same thing …. Mr Yomi please help

  23. Pls sir….i have registered and invested,so here I have been seeing by earning my returns but I just wish if I could be added to ur group sir for further information on pennywise?…….. My WhatsApp no 0706****172

  24. Hello Prof, I want to understand something before I join you.
    Example, I invest 300$ and after four days i get 24$ as returns. Are you saying that i cannot withdraw my 24$ because of the next scenario;

    8.5% withrawal fee which is actually 0.085

    The maths is 0.085 x 24$ = 2.04$

    Are you saying then that pennywise will take 2.04$ as withrawal fee so that I’ll
    be left with 21.96$?


  25. Lovely morning boss……pls sir can someone choose anoda wallet coin like luno to fund and re-invest on pennywise after using a coin wallet BUYCOIN to registered and invested……is it normal sir to just wish to change nd used the wallet LUNO wen next someone want to re invested or to withdrawn to the Luno wallet……. Or sir,is it only necessary nd a must to withdraw directly to the wallet someone is used to fund or registered on pennywise sir?

  26. Hello prof,

    How do I set up my account for withdrawal. How do I link up my luno account so my withdrawal will pass through it to my account finally?

    • All you need to do is to enter your bitcoin address and Perfect Money address at your dashboard. Click on settings and then enter your luno bitcoin address.

      Once you withdraw using BTC, it will be received by your luno account. Convert the bitcoin to naira, and withdraw directly to your bank account.

    • Thanks prof.

      Three issues however.
      1. Where /how do I get my bitcoin/perfect money address
      2. Must I feel perfect money address even though I want to withdraw via bitcoin
      3. In my luno account, how do I convert bitcoin to naira to drop in my account

      • Go to your Luno account, click on Wallet, Bitcoin, Receive, copy your wallet address. For Perfect Money, you need to open account with Perfect Money to get your address.
        You must fill both address in your PWS account.
        Once your receive bitcoin into your luno account, you’ll see the sell option to sell, and receive Naira.

    • Hello Stephaine,
      Depending on your investment deposit, once your returns gets to $1000 USD, your can reinvest it directly from your dashboard. But if it is not up to, you can’t. You can only withdraw, and redeposit. Once you redeposit, it will extend your maturity date.

  27. Good afternoon Prof. I am new to pennywise . I sent $100 BTC from my Yellowcard wallet to my the BTC wallet given to me on my pennywise dashboard. So I want to ask , how long will it takes for my invest $100 to reflect on my pennywise investment dashboard?

  28. Good evening proof. Thanks for sharing this opportunity. Please what’s the difference between luno and YelloCard. Do they carry out the same functions as far as PWM is concerned? If so, which will you advice me to use in conjunction with my pennywise account.

    • Luno and Yellowcard are exchangers. Luno charges is very high, Yellowcard charges is very low. I’ll advice you register with YellowCard… Link is there above.

  29. You also said that ones withdraw limit is according to his investment portfolio. Please what do you mean by investment portfolio here sir.
    Thank you!

  30. It is very interesting to see what you have shared to others here @ yomi prof.. it is good to benefit from a good investment… pennywise is one of the investment i have seen that is genuine and strong.. even in covid 19 They keep paying… I did tried several investment but i did lost 2.1million naira but i understand keep learning make you more winner but pennywise as never fail… i have invested so much in pennywise and make 500usd every 3 days from it… i am trying to increase it to have a withdraw limit of 1000usd but i want the service to list their withdraw limit for each investment because it will give knowledge about how much someone can invest to such a limit but recently there was a news from that website about gold members to get 2000usd withdraw limit August 29th… I did write the customer contact about knowing the withdraw limit of 1000usd because i want to be getting such because my limit is just 500usd and i make 400usd everyday from pennywise as my earning… Yomi prof i want you to find out which amount can give you the limit of 1000usd? thanks

    • Hello Victor, Since you have written to them and no response yet, I’ll suggest you wait for their response. But if I get any response from them, I’ll update you on that.

  31. @yomi prof.. I did got a notify message from PENNYWISE: This is to inform you that your account at Pennywise Wealth Management has been temporarily suspended as a result of the non-payment of your investment tax returns. Login to your account now to make this payment.. I am kind of confuse because since i have been making withdraw from my account they have to taking fees on it which i believe it is the taxs fees because they deduted 8.5% in every withdraw a made to them and i don’t know why i still receive this message about taxs return fees? please i will be glad if you can make me clear about it because i also write to them for explanation?

    • Hello Victor, Every investors on Pennywise must pay tax, it is written on their site. Some once you withdraw up to 3 times the amount you’ve invested. some not up to. For all accounts, it varies. However, Drop me your WhasApp number let me chat you up. Your number won’t be published.

  32. Plsss help out… I haven’t received my return for 2 days now I dnt know what’s wrong and I was suppose to get paid today but haven’t been paid


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