How to Get a Virtual Dollar Card in Nigeria Easily, Pay For All your Online Transactions

As long as the internet is concerned online shopping is inevitable. And to make your online shopping experience excellent, you need a valid master card.

Unfortunately, the Nigerian bank has reduced the usage of international spending on all naira master cards to $20. This is not the first time Nigerian banks will temporarily block the usage of the Naira master card on international sites. Around September 2020, a spending limit of $100 was placed on all naira master cards per month, and now $20 spend limit is placed on all naira cards except for a few banks which allow a $50 spend limit per month.

virtual dollar card

However, we’ve put together an article that will allow you to create Virtual dollar cards easily in 5 easy ways. All you need to do is to follow the simple guide in the article below.

What is a Virtual Dollar Card?

A Virtual Dollar Card is a non-physical (hence, “virtual”), dollar-denominated debit card. These forms of debit cards are mostly designed for online payments. And not for anything that requires physical handling like withdrawal of cash.

The details of the virtual card, which will be required to make online payments, would most likely be found on the platform used to create it. The card can be used to make payments for services like Netflix, Facebook Ads, e.t.c

However, in the article, we discussed extensively the following;

Barter by Flutterwave

ALAT by Wema

Eyowo Virtual Dollar Card

Spectro Card


You can access the article here, go through it carefully and create your account. Let us know what you think in the comment section.

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20 thoughts on “How to Get a Virtual Dollar Card in Nigeria Easily, Pay For All your Online Transactions”

      • Before you add a card in aliexpress, you need to snap and upload the card for verification. How do you snap and upload a virtual card? Aliexpress was not approve it

        • You’re wrong, I’ve used my zenith virtual card to shop on aliexpress before and they did not request for any verification.

          • I have been purchasing from aliexpress for at least 7 years. You have been purchasing with one particular card say Gtbank card, then try to purchase with another card say zenith if the card will not require verification process. Same thing, if you have been purchasing with one particular card, try to use a virtual card now and see if you will not be required to verify by snapping and uploading. I know what I am saying very well

    • Hello Ned … I have been using virtual card on AliExpress and not for once required me to upload for verification.

      Maybe you should check your account, might be under scrutiny.

  1. The new AliExpress card verification channel rejects barter card, there is no way to bypass it with barter virtual card….I even reached out to barter and there is nothing they could do

  2. Barter @584 is out of the question, Alat is still making promises. Anyone ever able to use Eyowo or Wallets Africa? Need one that actually works. My Flutterwave card works perfectly on Aliexpress when last I tried and still listed among my cards.

  3. @Yomiprof, which method can we use now? I tried to use wema ALAT today to make payment on AliExpress, but there is restriction in placed. I could not even transfer just $100 to fund virtual dollar card. Please let me options available for me to pay.

    • Hello Mr Victor,
      Actually I haven’t tried Opay Virtual card on any chinese site. But I’ll suggest you give it a trial to see if it will work or not. I use virtual dollar card instead


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