How to Transfer Funds, Pay For Bills & Buy Airtime Directly on Mobile Phones Without Using Internet Connection (GTB & FirstBank)

I must say that this is a wow super improvement and it will
be nice if other commercial banks can practice the same. This is not new but
some people are not aware of it. You can transfer, or purchase or pay for your
bills directly from your mobile phones without having internet  on your device

For First bank
==>To access the services, dial *894#
==>To transfer money, simply dial *894# and select 1;
dial *894# and select 2 to withdraw money, dial *894# and select 3 to make
purchase; dial *894# and select 4 to pay bills; dial *894# and select 5 to buy
airtime; and dial *894# and select 7 to manage account.
 

ImageCredit: Money mate
Note that, with this platform, you can transfer money, pay
for your dstv, PHCN bills.
For GTB
==> To initiate transfers
to a GTBank account, simply dial *737*1*Amount*NUBAN Account No# e.g.
*737*1*1000*1234567890# from the mobile number registered with the Bank. 
==>For
transfers to beneficiaries in other Bank’s, customers should simply dial
*737*2*Amount*NUBAN Account No# e.g. *737*2*1000*1234567890#. Customers will
then require the last four digits of their GTBank Naira MasterCard to
authenticate each transaction.
==>To buy Airtime: Dial this short
code (*737*AMOUNT#).
Note:
The *737* Transfer service is only available to GTBank
customers via their mobile phone numbers registered with the Bank and has
minimum transfer limit of N1,000 and a daily transfer limit of N20,000.

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